Showing posts with label Mississauga. Show all posts
Showing posts with label Mississauga. Show all posts

Friday, April 22, 2016

3 Bedroom Stacked Townhome for Sale in Mississauga $305 000.00


Hot New Stacked Condo - Townhome ‪#‎Mississauga‬ ‪#‎1stTimeHomeBuyer‬ ‪#‎ForSale‬ 3 Bedroom  ‪#‎HotPrice‬ ‪#‎RealEstateMississauga‬ -- Ideal for the 1st time Home Buyer -- Price doesn't get better for a 3 Bedroom in a Family Community surrounded by Parks, Schools, Shopping, Community Center and Transit. At this Price - you get a 3 Bedroom Townhome with Ensuite Laundry, Lots of Storage, Parking Included, Walk out to Patio and Balcony. Who wouldn't want to raise their family here? Unrepresented Buyers Can Call me Direct at 416-388-7384 to Book a Personal Tour. By Appointment Only.





Visit: http://www.gtalisted.com/35-2035-south-millway-drive-w34725482

Visit: https://www.facebook.com/suttonwestrealty/

Or Email:  nicole@gtalisted.com


Thursday, April 7, 2016

Luxurious Bathrooms & Closets

As a Realtor in the Greater Toronto Area, I have the privilege to be privy to some of the most luxurious homes on the market for sale.  I get to peak.

I am often marveled by the sheer opulence and wealth of the homes themselves.  As I examine the craftsmanship, the detail and the sheer size of individual rooms themselves, I close my eyes and sigh that my Powerball hasn't come in.  Until that day arrives,  I settle with the perk of being allowed to show, sell and walk through some of the most gorgeous homes that the average person only gets to drive by.


I thought I'd let you have a look at what a few bathrooms and closets in the $2 million to $7 million Homes for Sale look like.










How is that for for beauty?  There's smaller apartments in NYC that rent for thousands of dollars and these, well, they're just bathrooms.  Now I don't know about you, but I'd certainly spend alot of time living in here alone; never mind the rest of the house.

If you're like me, closets are a Big Deal.  I admit I have somewhat of a shoe fetish, okay, purses too, and am often enamored of a well put togethor walk in, but these next few closets, well, they're the dream closets I didn't even know I wanted, until now.






It would certainly be one hell of a shopping spree to fill these beauties wouldn't it?  One day my Black Amex will arrive.  Surely it will.

Finally, life wouldn't be complete without this;


Because if you're going to dream big, there'd better be wine!

These homes are all currently on the Market in the GTA ranging from $2 000 000.00 to $7 000 000.00 and I can certainly state with confidence that the remainder of the rooms in each of these properties are as beautiful and unreal as their bathrooms and closets.

If you'd like to make an appointment, let me know; Pre Qualified Buyers can book showings on these properties by calling me direct at 416-388-7384 or email nicole@gtalisted.com.  As a proud Realtor of Sutton West Realty, I'd be happy serve.

Nicole Kreutzberg


Sutton West Realty Inc.,Brokerage
5415 Dundas St W, Ste 300, To Ont M9B 1B5
Office: 416-236-6000


This blog is the writers personal opinion and is not written to take place of legal, financial or other advice.  Be further noted that it is also not intended to solicit Buyers or Clients already under Agency Agreement or Contact.


Thursday, March 31, 2016

Toronto Vs. Mississauga... Apples to Apples

A map of the Greater Toronto Area with the Cit...
A map of the Greater Toronto Area with the City of Toronto and the four surrounding regional municipalities. (Photo credit: Wikipedia)
According to recent statistics, the average price of the Canadian home is now a whopping $640 000.00  -- bordering if not surpassing on the unaffordable for the average family; yet the markets remain hot, hot, hot.

In the GTA, clients are often adamant on location, location, location - never considering what their dollar will get them if they peak outside the box for just a moment.  Often, I've client's give me amazing wish lists, price ceiling and they finish their dreams with one word: Toronto, not considering the possibilities of a Mississauga home or any where else for that matter.

Let's compare.  I've picked 2 properties in the same price category (under $640k) both a minimum 3 bedroom, with drive and both within 10 minutes of a Go Station (easy downtown access) and both within  about 15 minutes of each other.

First Property:
Location:  Alderwood, Toronto
Cost; $639 900.00
Type: Semi Detached, 2 Story
Bedrooms: 3
Bathrooms: 3
Basement: Finished
Drive: Private
Lot Size; 25 x 120
Taxes: $2942

Down payment:
$127 980.00  -- 20% to avoid CMHC Mtg Insurance OR
If you choose to only put down 5% the down payment in conjunction with new legislative requirements will be: $38 990.00 - which is 5% of the 1st $500 000.00 and 10% of the balance over $500 000.00

Second Property:
Location: Cooksville, Mississauga
Cost: $614 900.00
Type: Semi Detached, 2 Story
Bedrooms: 3 + 1
Bathrooms: 3
Basement: Finished with Kitchen and Separate Entrance
Drive; Private
Lot Size: 30 x 120
Taxes: $3636

Down payment:
$122 980.00 -- 20% to avoid CMHC Mtg Insurance OR
If you choose to only put down 5% the down payment in conjunction with new legislative requirements will be; $36 490.00 - which is 5 % of the 1st $500 000.00 and 10% of the balance over $500 000.00.

Estimated Closing Costs on Both Properties:

Toronto Home
Ontario Land Transfer Tax: $9273.00
Toronto Land Transfer Tax: $8523.00
Legal Fee's & Disbursements: $6000.00 (roughly)

Needed to close:  $23 796 -- plus your Down Payment

Mississauga Home
Ontario Land Transfer Tax: $9353.00
Legal Fee's & Disbursements $6000.00 (roughly)

Needed to close: $15 353 -- plus your Down Payment

Is there a difference?  The finances required to close a Toronto Property vs. a Mississauga Property is a cost differential of $8443.00.  Does that make a difference to you?  For most, $8443.00 is a lot of money and if you take into account that these properties are both within 10 minutes of a Go Train station and both within 15 minutes of each other, it can be a huge savings.  

Yes location makes a difference, I absolutely agree.  The wrong street, the wrong block, the wrong area -- all effect the value of a home but Apples to Apples, Buyers should always consider all of their options before they close their minds because one street, one block or one City abutting another, can result in a huge savings.  

My goal, as a Realtor, is to get you the MOST amount of home for your money with as many, if not all aspects of your 'Wants' and 'Needs', certain conditions apply of course as I am not a magician, all I ask is that you open your mind to the possibility that in the GTA, having the word 'Toronto' in your home address, also comes with a price which can mean the difference between entering the market now or waiting even longer.  

As always, I am here to serve.  
If you have any questions, please feel free to contact me any time via email: nicole@gtalisted.com or phone/text: 416-388-7384 and I'll be happy to chat with you.  

As of March 31, 2016 both of these properties remain actively on the market and I am available to show these properties to Prospective Buyers at any time.  Please do not hesitate to contact me to schedule an appointment.

Nicole Kreutzberg
Realtor
Sutton West Realty Inc,
Email: nicole@gtalisted.com
Website; www.gtalisted.com
Phone; 416-388-7384

The information written on this blog is meant for explanatory and illustrative purposes only and are rough estimations not necessarily reflective of actual costs which are all subject to factors not necessarily reflected here.  This Blog is also not meant to solicit Buyers or Persons already under contract.










Thursday, February 20, 2014

The Ad Game


I work with Buyers in all price ranges and am always faced with unique challenges.  Every range has its own.  The Ad Game is designed to make me look bad to my Buyers and make it seem like I am hiding something, which, trust me, I am not.  I really and truly want to find you that property in that lower budget as much as you do and with your specifications it can be a challenge but one I willingly accept, so trust me when I tell you to ignore the Ads. It’s a game.

Scenario:
Buyer, lower budget, needs may include 2 washrooms, parking, not a Condo or Townhouse and no maintenance (condo/HOA) fee’s.  Preference is a Detached but Semi – Detached better.  In a housing market like the Greater Toronto Area where the average is about $400 000.00 on the really lower end, this is truly difficult but not unattainable.  Again, challenge accepted.

The Ad Game

“Hot New Listing $320 000.00 Amazing 3 Bedroom home, renovated call: 416-555-1212”
“Great Townhome $279 000.00, 3 Bedrooms with walkout to yard, call: 416-555-1212”

My client’s see these ad’s, immediately call me and demand why I haven’t showed them the property – it’s exactly what they are looking for and in their price range!

The Truth
Ad # 1 Truth… while it appears to be local (the agent has a local area code consistent with the GTA) it’s not.  I call the Agent who’s not excited by my call because I am not a potential client but just another ‘agent’ and find that the property is actually located an hour outside of the GTA.  An hour. That’s a huge commute. Huge.  I provide the info back to my client and they are disappointed.  I go so far as to send them the actual MLS listing so they see I am not trying to keep them from this great property and they realize that I am telling the truth and no, they are not willing to commute an hour, in low traffic.

Ad # 2 Truth... again, it seems right up their alley.  A townhome, okay, we can settle for a townhome, it’s under budget, why haven’t you showed it to me?  So again, I call.  Get the MLS number and send it over so my clients can read the fine print – specifically where it states that there are maintenance fee’s over 300-400 dollars a month – something they specifically do not or will not pay for.

I am not suggesting that real estate advertising is wrong or that the agents are doing anything unseemly.  In fact as real estate agents, we are held to Federal Laws on all advertising and could face both criminal and punitive penalties should we mislead the public.  What I am stating is this.  If you see an ad that doesn’t provide all the information and the price does seem too good to be true, it probably is.

A good advertisement wanting to sell the actual property instead of wanting to provide potential clients for the agent will tell you where the property is: what area and probably what street.  It will let you know that if it’s a Townhome, there’s maintenance fees.  If it’s intercity, there’s a mutual drive.  It will in a few short words provide the pertinent information and provide an MLS number or website info so that you can get more information instead of the agent trying to get information out of you, when you call.

When I sit down with a potential Buyer I have a check list of info that I use to begin my search on the MLS system.  It includes price, area, bedrooms, driveways, maintenance fee’s, washrooms, square footage and any other relevant information that can help me search accurately.  Sure I will search outside the ‘box’.  If your price range is so low that there are no listings, I may increase the range search by 10-20 thousand because maybe there is a listing in there that has been so long on the market that it may be negotiable.  I may see a listing that only has 2 bedrooms, when you need 3 but there is a potential 3rd bedroom in the basement.  I may decrease the number of washrooms you require because sometimes the search is about compromise but if you tell me you’d like to live in say, Mississauga – I am not looking in Whitby.  If you tell me that you require a home with its own driveway because you own a large Ford F150, I know that a mutual drive won’t work so I don’t include those in those I show you.
A responsible agent who cares about what their clients’ needs are will show them the properties as close to a match to their wish list as possible. 

Obviously there will always be compromises but our goal is to make you the most satisfied Buyer we possibly can.  I have access to all the MLS listings in the GTA long before you do and believe me, if a home comes up with your needs – you will know about it, that’s how the MLS is designed when used properly.

Don’t let the ads fool you, many are a game designed to bring the advertising agents new clients – and there’s nothing wrong with that, but trust in your own agent, they really are working diligently to find you the one that you want.

If you have any questions regarding real estate, are interested in interviewing me as your potential agent or would like some neighborhood info on prices, please contact me at your convenience.  Always here to help and always happy to meet new clients!

Nicole Kreutzberg
Realtor
Sutton West Realty Inc., Brokerage
(416) 388-7384

This blog is not intended to solicit those under agency agreement and has been written as the agents own opinion not to be used as legal advice or otherwise
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