Showing posts with label Nicole Kreutzberg. Show all posts
Showing posts with label Nicole Kreutzberg. Show all posts

Friday, April 22, 2016

3 Bedroom Stacked Townhome for Sale in Mississauga $305 000.00


Hot New Stacked Condo - Townhome ‪#‎Mississauga‬ ‪#‎1stTimeHomeBuyer‬ ‪#‎ForSale‬ 3 Bedroom  ‪#‎HotPrice‬ ‪#‎RealEstateMississauga‬ -- Ideal for the 1st time Home Buyer -- Price doesn't get better for a 3 Bedroom in a Family Community surrounded by Parks, Schools, Shopping, Community Center and Transit. At this Price - you get a 3 Bedroom Townhome with Ensuite Laundry, Lots of Storage, Parking Included, Walk out to Patio and Balcony. Who wouldn't want to raise their family here? Unrepresented Buyers Can Call me Direct at 416-388-7384 to Book a Personal Tour. By Appointment Only.





Visit: http://www.gtalisted.com/35-2035-south-millway-drive-w34725482

Visit: https://www.facebook.com/suttonwestrealty/

Or Email:  nicole@gtalisted.com


Wednesday, May 7, 2014

You're Fired!


It’s probably odd to think that a Real Estate Agent will headline their blog with ‘You’re Fired’ and expect to be taken seriously, but I am.  Actually, since I work with a partner, I should say, rather, ‘Fire Us’.
Did you know you could?  Fire your real estate agent?  It’s not something we advertise – though I don’t know why not because you can and you should be told.  It’s that simple. 

Realtors talk talk talk so much, so fast and slide contracts in there and by the time a listing presentation is done, there’s a signature on the bottom line and a confused Seller who may or may not be happy with who they've just committed to and the Realtor walks away happy with your commitment and a listing but you, perhaps not so much.  Do you see what’s wrong with this picture?

Isn’t it YOUR home? Your Money? Your Dream?  Shouldn’t it be the other way around – Me Committed To You?

That’s my commitment.  Fire me, sorry, Fire Us.  If you don’t like our service, our commitment, what WE are doing for YOU, then hand us that Trump moment.  We've never had it happen and I won’t say yet, because if the day ever comes when I anticipate being fired because I have not stepped up to my commitment to my client, I’ll find a new career because Real Estate would no longer fit.

So what CAN I do for you?

Let’s start with:
  • Exclusive Home Value Audits.  No obligation.  Whether you are curious or serious. 
  • Customized Multi-Level Marketing Strategy for Your Home – a plan of action detailing what we are committed to doing and where we’ll be doing it. 
  • Platinum Home Buyers Program – the listings will appear in your inbox before they’ve hit the public market.

Call me now to discuss how I can commit to you, your needs and your home (416) 388-7384.  If it’s easier, you can reach me by text or email to nicole@gtalisted.com.


No pressure. No obligation. No tactics. Just a conversation.


Nicole Kreutzberg & Laszlo Koos
Realtors with Sutton West Realty Inc.
Serving the Real Estate needs of: Toronto & the GTA in Ontario, Cda.



This blog is not intended to solicit anyone under Agency Agreement (Buyer or Seller) & is not be considered legal advice but is the writers opinion.
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Friday, December 6, 2013

The Right Real Estate Agent: How Do You Choose?


Your home or your purchase is possibly going to be the single greatest purchase or sale you make.  Trusting that kind of money to someone is a big deal and should be treated as such. It’s that simple.

First: Talk to a few Agents, there’s many of us and like with any purchase you want to compare.  See who’s right for you. Who’s listening to YOUR needs and who understands what YOU want to do, where you want to go and how much you want to spend.  The Agent must respect YOUR money.

Second: Ask to see the numbers. As agents we all have access to the same figures.  The same Data, the same Sold statistics and when pricing your home, ask to see what has sold in your area and ask to see the homes in your area that are comparable to yours.  Comparing a bungalow to a 2 story is not accurate and not the same.

Third: Don’t be swayed by the Agent who gives you the highest price they can sell your home for.  They may be telling you what you want to hear and it may not be what the actual reality is.  Ask the Agent who tells you that your Detached can be sold for $500 000.00 when 2 others have stated $475 000.00, where or how they arrived at that number.  The biggest disappointment doesn’t happen when the For Sale sign goes up, hit happens 2 weeks later when they tell you that you need to reduce the price and then 2 weeks later they tell you the same thing again.  Next thing you know, you’ve arrived at the $475 000.00 price you were quoted by 2 other agents and it feels like you were mislead. 

Fourth: When you see the numbers, accept them.  You may think that your home is worth so much more but the reality is the numbers.  If Bungalows are selling for $500 000.00 on your street or neighborhood, chances are you will not be selling your bungalow for $600 000.00.  It’s all about the numbers and they don’t lie.  I’m not stating that you won’t make more, that you shouldn’t list it higher as every home has a unique and special quality to it that can translate in to higher sales figures but trust that the data you’ve asked to see is correct.

Please keep in mind that timing is also everything.  Will you generate higher offers in November verses April? Which months are the best to sell or buy?  Seasons are important and can impact the sales figures.  Homes sold in the spring typically generate higher sales figures than those sold in the late fall.  Selling in December is more difficult than choosing February or March.  There’s a Buyer and a Seller in every season, the question is, how many of them are there?

Fifth: Yep, Commissions are negotiable.  That’s the truth. Some agents won’t drop theirs and others do so without blinking an eye.  If you don’t ask and they don’t offer, you’ll be charged, as a seller, the “standard” rate. 

The reality is this, most agents will reduce their sales commissions when the Seller is also buying, what we don’t want to reduce is the commissions paid out to the Buyer of your property.  When a home is listed on MLS, what the Agents see and what you see are generally 2 different sets of information.   As agents we see what the commission rate being paid out to the Buyers agent is and if it’s less than industry standard, then many agents won’t show the home when there’s a comparable listing whose commissions being paid to the Buyers agent are full.  That’s the truth.  Is it right? No it’s not.  But the reality is, you want to expose your home to the maximum amount of agents and buyers possible and that may not happen if the Buyers commissions are reduced.  So when you see that sign or hear from an Agent that they will sell your home for 1% - what they mean is this: They will charge YOU 1% to sell but still will pay out the 2.5% to the Buyer for a total of 3.5%. 

Sixth: Finally, how do you feel with the person across from you? Did they listen to you? Did they show the figures? Will they be there for the Open Houses personally or will they send someone else? Did they explain the contracts to you so that you understand them? It’s about trust and about how you feel with that agent.  Instincts are important.

I’ve often been told I am an amazing Buyer’s agent because I listen, I follow through and provide all of the information.  I take the time to explain all of the contracts and I get answers when I am asked questions.  I typically don’t show my Buyer’s properties well over their budgeted price because I respect that it’s their money and when heading into a multiple offer situation, I have a game plan that prevents my Buyers from overspending.  I treat all of my clients with respect, I negotiate fiercely and finally I treat all of my clients as clients for life, not just one sale.  I put 100 percent into everything I do and if my Buyer is looking for a property that is worth $200 000 or $1 500 000, of if my Seller’s property is worth $175 000 or $2 000 000, everyone gets treated with the same amount of dignity, honesty and respect because that's just who I am and that’s what everyone deserves.

Sales Rep.
Sutton West Realty Inc.
(416) 388-7384

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Monday, January 28, 2013

Title Insurance | Blog | Nicole Kreutzberg  & Laszlo Koos


Most Lenders today require Title Insurance yet most of us do not know what it is, what it does and what's the purpose. Here's the low down;

What is Title Insurance?

Title insurance is an insurance policy that protects you, the home owner, against challenges to the ownership of your home or from problems related to the title to your home. The policy provides coverage against losses due to title defects, even if the defects existed before you purchased your home. A title defect is a problem with the title which prevents free and clear ownership. There are many types of defects such as rights of way, encroachments (from neighbouring properties), unpaid liens, etc.

Title insurance policies protect you for as long as you own the property. It protects against a number of risks that a solicitor's opinion on title may not cover. These risks include:

  • Fraud and forgery, including someone taking your title through fraud or forgery
  • Encroachments that would be disclosed by a new survey (for example, a neighbour's deck being partly on your land)
  • Easements (the right acquired for access to or over another person's property for a specific purpose, such as for a driveway or public utilities. This is referred to as "servitude" in the Province of Quebec) over the property that would be disclosed by a new survey
  • Zoning non-compliance (i.e. where the property use does not meet the local municipal by-laws)
  • Someone other than the home owner having interest (i.e. a previous owner of the property not being discharged from title)
Title insurance is generally purchased when you buy your home or when you refinance it, although it can be purchased any time after you buy your home. You will only make one premium payment when you first buy the insurance. A title insurer can tell you how to purchase the policy.

How Do I Know if I Need Title Insurance?

If you are purchasing or refinancing your home, you should discuss title insurance with your lawyer/notary to see if a title insurance policy is right for you. Your lawyer/notary can arrange the purchase of a home owner's policy.

Benefits of Title Insurance

Peace of mind

As the policy covers the items outlined above, you can rest easy knowing if there are defects affecting the title of your home that are covered by the title insurance policy, your title insurer will take steps to rectify the problem.

One time cost

The premium is usually due at the time of closing for purchases or refinances. Some insurers permit you to purchase title insurance at any time.

(Information courtesy of http://www.rbcroyalbank.com/mortgages/title_insurance.html)


Recognized Providers of Title Insurance:

Chicago Title Insurance Company www.ctic.com

FCT Insurance Company Ltd. (carrying on business under the name First Canadian Title) www.firstcanadiantitle.com

Lawyers' Professional Indemnity Company (TitlePlus) www.lawpro.ca

Travelers Guarantee Company of Canada www.travelersguarantee.com

Stewart Title Guaranty Company www.stewart.ca

As with all my blog, if you have any questions regarding this or any other matter regarding real estate, please do not hesitate to email me at any time. It's better to have an answer than to wonder! nicole@gtalisted.com

Nicole Kreutzberg, Realtor
Sutton Group Assurance Realty
(416) 388-7384

Original Blog can be found at my website:
Title Insurance | Blog | Nicole Kreutzberg & Laszlo Koos
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